Answers To Common
Questions:
COMMON QUESTIONS
Can a creditor foreclose on my home to force me to pay its bill?
How does the law protect someone like me?
STOP HARRASSING PHONE CALLS
What time of day can a creditor call me?
Can a creditor call my spouse at work even if my spouse doesn’t owe the debt?
Can a creditor call friends or family members to discuss my debt?
If I work at night, is a creditor allowed to call me during the day when I sleep?
If my credit agreement says that a creditor can call me at anytime, are they allowed to do so?
Creditors won’t stop calling me: What can I do?
KNOW YOUR LEGAL RIGHTS
If a creditor refuses to stop harassing me, what should I do?
I was sued on a very old debt, but never answered the lawsuit? Is it too late to change the outcome?
I was never properly served with the lawsuit: Can I have the default judgment set aside?
Can I be sued on a debt that was written off, but later bought by another debt collector?
I was sued by my credit card company and lost. They charged huge amounts of fees and costs that seemed inappropriate. What can I do??
I was sued on a very old debt, but never answered the lawsuit? Is it too late to change the outcome?
What will it cost to hire a lawyer?


(619) 741-1735

FREE TELEPHONE CONSULTATIONS

STOPPING CREDITOR HARASSMENT
Protecting You from Debt Collectors

Press here to CONTACT US

The Law Offices of Craig P. Fagan is a California law firm that handles debt collector cases throughout Southern, Central, and Northern California.

We represent people who have come under attack by the credit industry. In short, we help people who have been hounded and pursued by creditors. Have you received late night or early morning phone calls from creditors? Is a debt collector repeatedly calling you at work, embarrassing you in front of your co-workers? Have your family members and friends been called by debt collectors, looking for you? Have you been threatened with jail time or that your assets will be taken and sold? Many of these tactics are illegal. You can put an end to this harassment by contacting us.

We will immediately stop all creditors from harassing you. If they don’t comply, then they can be sued. Plain and simple. You have suffered enough in your current situation. Time to let somebody help you shoulder this burden. Most people don’t intend to stop paying their bills, but the tough economy, physical injury, or other circumstances make timely repayment of debts next-to-impossible. You don’t deserve to be treated like a criminal or an outcast simply because you cannot pay your bills. Contact us today and we’ll get you back on the road toward peace of mind.

Our firm provides legal representation to clients throughout California, in communities such as Anaheim, Azusa, Bakersfield, Barstow, Calabasas, Carmel Valley, Carson, Cerritos, Chico, Chino, Chula Vista, Colton, Compton, Culver City, Del Mar, Delano, Diamond Bar, Downey, El Cajon, El Monte, Escondido, Eureka, Fontana, Fresno, Fullerton, Garden Grove, Glendale, Hesperia, Huntington Beach, Inglewood, Irvine, La Jolla, Lake Side, La Mesa, La Puente, Long Beach, Los Angeles, Modesto, Mission Valley, Moreno Valley, National City, Newport Beach, Norwalk, Oakland, Oceanside, Ontario, Orange, Pacific Beach, Paradise Hills, Palo Alto, Point Loma, Pomona, Rancho Cucamonga, Redding, Redlands, Riverside, Sacramento, San Bernardino, San Francisco, San Jose, Santa Ana, Santa Barbara, Santee, South Bay, Spring Valley, Stockton, Temecula, Torrance, West Covina, Ventura, Victorville,Vista, and Whittier.

All initial telephone consultations or email inquiries are answered free-of-charge. If you have a question, you can email us by clicking on the “contact us” link, above, or you can call us at (619) 741-1735. Ask to speak with Craig Fagan. Email inquiries will be met with a prompt response. Again, there is no charge for the initial inquiry.

The Law Offices of Craig P. Fagan
7863 La Mesa Boulevard, Suite 101
La Mesa, CA 91942
(619) 741-1735 FAX (619) 528-9675

KNOW YOUR LEGAL RIGHTS CONTINUED...
I have a judgment against me that I never appealed and probably owe. Is there any way to pay less on this judgment than is owed?

What if I do not have enough money to pay a judgment?

A judgment creditor is hounding and harassing me, trying to get money out of me. I’m scared and don’t know what they can do. What can they do? I am not an American citizen and owe debts: can I be sent to jail?
I was unreasonably harassed by a creditor while living in the United States but I"m not an American Citizen: Can I sue a creditor for harassing me, even though I’m not an American citizen? I Paid A Debt that a Creditor Claimed Was Owed, Only to Find Out that the Statute of Limitations Had Expired on this Debt. What Can I Do?
A Creditor Claimed that a Debt Was Owed by Me. I Paid it but Later Found out that I was not the Person Responsible for the Debt. Can I do Anything?
What are my legal obligations for debt incurred through identity theft"
Stolen Credit Card Purchases: Who Pays?

 

*Any person making an inquiry to The Law Offices of Craig P. Fagan through this web site is advised that no attorney-client relationship will be formed with The Law Offices of Craig P. Fagan absent a written agreement that is signed by the lawyer and the client and that defines the scope of the representation.
 
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